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Kenneth R Brown
President
About Us
About Us
WHY BANK WITH US?
Founded in 1919, Home Savings & Loan Association of Carroll County, F.A. has been a trusted financial partner for families in Carroll County for over a century. Our mission has always been to provide the local community with a safe, reliable place to save and the opportunity to make their homeownership dreams a reality.
From the beginning, we have focused on helping hardworking individuals and families achieve financial stability through affordable home loans and secure savings options. Whether you’re purchasing your first home, refinancing an existing mortgage, or simply looking for a place to save for the future, we are committed to guiding you every step of the way.
Through the years we have evolved our services to serve our agriculture and business community. We offer multiple products and have local experienced lenders to help with your farm operation or small business.
At Home Savings & Loan, we pride ourselves on personalized service, understanding that every financial journey is unique. Our experienced team is dedicated to offering tailored solutions that fit the needs of our community, helping families and businesses grow, prosper, and build a brighter future.
As a local institution, we remain deeply invested in the success of our neighbors. For over 100 years, we’ve stood by our promise to be a stable financial foundation for those who call Carroll County home. Come experience the difference of working with a savings and loan that truly cares about your financial well-being.
Home Savings & Loan – Where we have grown by helping others grow.
Meet Our Team
WHAT SETS US APART FROM THE REST
Long-Tenured Team
Decades of experience, one dedicated group—our people are the heart of our success.
Community-Focused
We live here, we work here, and we give back here.
Customer Service
You’re not just a number to us—you’re a neighbor.
Julie McClure
Vice-President
Sam Kruse
Vice-President
Diana Smith
Compliance Officer
Kristin Wheeler
Loan Officer
Cheyenne Baxter
Ag Loan Officer
Lisa Johnson
Loan Analyst/Insurance Officer
Kelli Thoeni
New Account Specialist
Rachelle Amery
New Account / IRA Specialist
Anita Reid
New Accounts/Teller
Cindy Shatto
New Accounts/Teller
Sarah Veach
IRA Specialist/Teller
Tara Baker
Debit Card Specialist/Teller
Our Resources
HOW ELSE CAN WE HELP YOU?
Life happens—and we’re here when you need us. Whether you’re facing an issue, looking for extra security, or just have a question, our resources are designed to make banking easier, safer, and more convenient.
Let’s Get You Set Up!
THE START OF MANY BEAUTIFUL THINGS
Starting something new is exciting—and we’re here to make it easy. Whether you’re opening an account, applying for a loan, or just exploring your options, we’ll walk you through every step with personal service and a hometown smile.
