Deposit Products

• PERSONAL INTEREST CHECKING
  
  Our Personal Interest Checking is an interest bearing NOW account with unlimited check writing.
  A minimum balance of $100.00 is required to open the account. A service charge of $4.50 will be
  charged if the balance drops below $100.00 any time during the statement cycle. For Senior Citizens and
  Students the service charge is waived.
  
  PERSONAL SUPERNOW CHECKING ACCOUNT
  
  Our Personal Supernow Checking account is a higher interest bearing account with unlimited check writing. A minimum balance of $1,000.00 is required to open the account. A service charge of $4.50 will be charged and the rate will fall to NOW account rate if the balance drops below $1,000.00 any time during the statement cycle.
  
  PERSONAL MONEY MARKET CONVENIENCE ACCOUNT
  
  Our Personal Money Market Convenience interest bearing account requires a $1,000.00 minimum balance, limited 3 checks per month. If the balance drops below the minimum, the account will earn at the NOW ACCOUNT rate.
  
  BUSINESS CHECKING ACCOUNTS
  
  Our Business Checking Accounts are interest bearing for sole proprietorships and non-profit
  organizations with unlimited check writing. For all other Businesses the account will be non-interest bearing. A minimum balance of $100.00 is required and the same $4.50 service charge applies as the personal interest checking accounts.
  
  PERSONAL AND BUSINESS STATEMENT SAVINGS ACCOUNTS
  
  Our Personal and Business Statement Savings Accounts are interest bearing. Interest is earned from the date of deposit to the date of withdrawal and paid at quarterly intervals.
  
  PERSONAL AND BUSINESS CERTIFICATE OF DEPOSITS AND IRAs
  
  Our Personal and Business Certificate of Deposit Accounts offer a variety of investment options.
  We offer terms from 91 days thru 60 months with a $500.00 minimum deposit. Please call our office at (660) 593-3313 for current rates.